1. Introduction2. Changing Role of Banks in the Financial System3. Defining a Business Model in Banks4. Identification of Business Models5. Bank Business Models and Financial Stability Assessment6. Business Models, Ownership, Organisational Structures and Size7. Migration of Business Models8. Performance of Business Models9. Risk of Business Models10. Regulation and Business Models11. Resolution and Business Models12. Conclusions.
Rym Ayadi is Honorary Professor at CASS Business School, Member of the Centre for Banking Research (CBR) at the City University in London, UK, and President of the Euro-Mediterranean Economists Association in Barcelona. She is a member of several high-level expert groups in the European Commission including the Financial Services Users Group (FSUG), an academic member of the European Banking Authority (EBA) Stakeholders Group (BSG), an external advisor to the European Parliament on both the Economic and Financial Committee and Committee on Foreign Affairs, an advisor to the Parliamentary Assembly of the Mediterranean (PAM) and the Union for the Mediterranean (UfM), and an invited expert in international organisations including OECD and IMF, among others. Rym's fields of expertise include international financial systems, financial markets and institutions, global financial regulation and governance, and socio-economic development and foresight in economies in transition. Previously, Rym served as Professor of International Business and Finance at the Department of International Business, Director and Board Member of the Alphonse and Dorimene Desjardins Institute for Cooperatives, and Founding Director of the International Research Centre on Cooperative Finance (IRCCF) at HEC Montreal, Canada, and a Senior Research Fellow and Head of Research of the Financial Institutions Unit at the Centre for European Policy Studies (CEPS), a policy think tank in Brussels.