"Joy is a big voice in debt management and personal finance, and her book empowers readers to realize their own lives are worth the investment."
Library Journal Joy delivers crucial value to those struggling to achieve financial agency.
Oprah Daily Right on the money!
Publishers Weekly She is a master at weaving relevant stories and concepts together and, at the same time, making everyone in the audience feel like shes the truth-speaking best friend they need.
Jessica Bufkin, FinCon Director of Events Bernadette is for the everyday personto maximize their time, finances, and resources. Shes so dang practical.
Eugene Robinson, TV host and NFL player Bernadettes lived experience adds depth and relatability to her approach, making her an invaluable resource for anyone looking to improve their financial situation.
Stefanie Gonzales, Womens Wealth Effect Bernadette brings joy to finance in a way that most people needand most people dont even imagine is possible.
Yinka Ewuola, founder of the Cashflow Accelerator Bernadette has been such a blessing in my life. Shes always doing something for others. She is so smart and wise beyond her years and thinks way outside the common way of thinking.
Carla Carlisle, mental health advocate and TEDx speaker Bernadette helped me unlock the golden handcuffs of big banking. She truly cares and brings a refreshing and relatable style to personal finance thats a breath of fresh air. Who knew budgets and finances could be fun? I didntuntil I met Bernadette!
Megan Spivey, founder of Career Outfitters Following Bernadettes principles, I have paid off over $50,000 of credit card debt, quit my job, and launched a luxury residential interior design business in Charlotte, North Carolina. Thanks to Bernadette, I have generated over a million dollars in revenueand am doing it debt-free!
Marie Matthews, luxury interior designer