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Exposed: Why Our Health Insurance Is Incomplete and What Can Be Done about It [Kietas viršelis]

  • Formatas: Hardback, 256 pages, aukštis x plotis: 235x156 mm, 3 illus., 1 table
  • Išleidimo metai: 01-Dec-2019
  • Leidėjas: Harvard University Press
  • ISBN-10: 0674972163
  • ISBN-13: 9780674972162
Kitos knygos pagal šią temą:
  • Formatas: Hardback, 256 pages, aukštis x plotis: 235x156 mm, 3 illus., 1 table
  • Išleidimo metai: 01-Dec-2019
  • Leidėjas: Harvard University Press
  • ISBN-10: 0674972163
  • ISBN-13: 9780674972162
Kitos knygos pagal šią temą:
"In Exposed, Christopher Robertson looks at a widely-shared point of agreement in the political battle over how to reshape U.S. healthcare: Nearly all sides believe that health insurance coverage should be incomplete. Driven by a particular economic theory of valuation, the law now reflects this consensus that patients should bear a substantial part of the costs of their own healthcare. In theory, this strategy empowers patients to make cost-benefit tradeoffs as they decide which healthcare to consume, and it could thereby be a force for efficiency in a healthcare system that is rife with waste. But, in fact, this approach to financing healthcare can erode the very purposes of insurance, as it keeps people from valuable care and drives patients into bankruptcy. Contrary to the traditional economic theory of "moral hazard," Robertson identifies the real problems driving wasteful healthcare spending as a lack of good scientific evidence about what healthcare works. Exposed develops an alternative economic framework to understand the real purpose of insurance, pooling resources to provide access to care that would otherwise be unaffordable to individuals"--

Author Christopher T. Robertson (Petrie-Flom Center for Health Law Policy, Biotechnology, and Bioethics, Harvard Law School) explains the concept of cost exposure and why it is flawed as a paradigm for health insurance, drawing on perspectives from economics, health services research, public health, psychology, and law. He shows how and why US health policy has embraced cost exposure as solution to only one aspect of the problem. He points to other factors such as monopolies, lack of price regulation, lack of investment in the production of knowledge, and conflicts of interest, which together drive healthcare waste in the US. The book is accessible to students and others with some background in areas such as health policy or insurance. Robertson teaches law at the University of Arizona. He has been published in the Wall Street Journal and the Washington Post, and he appears as a commentator on NBC News and NPR. Annotation ©2020 Ringgold, Inc., Portland, OR (protoview.com)

Democrats and Republicans fight endlessly over health care, but neither side disputes one of the system’s most basic flaws: the foisting on patients of substantial costs through deductibles, copayments, and coinsurance. Marshalling a decade of research, Christopher Robertson shows why this model is dysfunctional and offers ideas for improvement.

Recenzijos

Read this important and timely book. Then send it to every politician and health policy wonk you know. Your financial solvency and health depend on their learning what this book teaches. -- Arthur L. Caplan, NYU Langone Medical Center A masterful forensic dissection of the self-imposed plague of health care financing, and options for potential cures. A must-read for all health care students, leaders, and elected officials. -- Richard Carmona, 17th Surgeon General of the United States In this sweeping and superb book, Robertson exposes the dark side of an appealing American narrative: that giving insured patients cost-sharing responsibilities is good for us all. Exposed reveals that doing so creates problems much bigger than the one it aims to solve. -- Michelle M. Mello, Stanford Law School Exposed forcefully and persuasively demolishes the shibboleth that the so-called cost-share elements of insurance in the U.S. cut costs and improve healthcare decisions and outcomes. A must-read for anyone interested in making sense of the morass of U.S. healthcare. -- George Loewenstein, Carnegie Mellon University A powerful argument against patient cost-sharing. Through extensive data, international experiences, and a deep dive into theory and philosophy, Exposed convincingly demonstrates that charging sick people is not only a blatantly unfair practice, but one that also has little financial benefit and risks further health impairment. -- Thomas Rice, UCLA Fielding School of Public Health An important addition to a debate that is sure to be front and center in the 2020 elections. -- Glenn Altschuler * Florida Courier * Compassionate, timely, content heavy, and incredibly well writtenAfter reading it, one hopes that Robertson, one of the true expert voices in health law and policy, continues engineering creative ideas for years and years to come. -- Isaac D. Buck * Journal of Legal Medicine *

Christopher T. Robertson is Associate Dean for Research and Innovation and Professor of Law at the University of Arizona. He also teaches at the Petrie-Flom Center for Health Law Policy, Biotechnology, and Bioethics at Harvard Law School. Robertsons articles have been published in leading outlets such as the New England Journal of Medicine and featured in the Wall Street Journal and the Washington Post, and on NBC News and NPR.