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1 The Financial Literacy Imperative |
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1 | (18) |
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1.1 Defining Financial Education |
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3 | (2) |
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1.2 Making a General Case for Financial Education |
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5 | (1) |
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1.3 Financial Education in Colleges and Universities |
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5 | (4) |
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1.3.1 Models and Delivery Mechanisms for Financial Education |
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6 | (1) |
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7 | (1) |
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1.3.3 State Colleges and Universities and Financial Education |
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8 | (1) |
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9 | (5) |
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1.4.1 The Data Collection Process and Analysis |
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10 | (4) |
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1.5 Organization of Findings |
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14 | (5) |
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15 | (4) |
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2 Program Delivery and Organizational Models in State Colleges and Universities |
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19 | (12) |
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2.1 Financial Education Program Delivery in State Colleges and Universities |
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19 | (7) |
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2.1.1 "For-Credit" Personal Finance Courses |
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19 | (2) |
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2.1.2 Section(s) within the Freshman Seminar/First Year Experience (FYE) Course |
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21 | (1) |
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2.1.3 Established Agreements/Relationships with Financial Institutions |
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21 | (1) |
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2.1.4 Financial Literacy Seminars/Workshops/Sessions |
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22 | (1) |
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2.1.5 Special Events/Activities |
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23 | (1) |
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23 | (1) |
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2.1.7 Peer Counseling and Peer Mentoring |
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24 | (1) |
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2.1.8 Individualized Financial Counseling |
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25 | (1) |
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2.1.9 Money Management or Financial Education Centers |
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25 | (1) |
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2.1.10 Classroom and Group Presentations |
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25 | (1) |
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26 | (1) |
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2.2 Typology of Financial Education Programs: Organizational Models |
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26 | (5) |
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26 | (1) |
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2.2.2 The Full-Fledged Money Management Center |
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27 | (1) |
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2.2.3 The Seed Program or Aspirational Model |
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28 | (1) |
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2.2.4 The Branch or Interspersed Model |
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29 | (1) |
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30 | (1) |
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3 The Academic Model Case Study |
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31 | (28) |
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3.1 The East Carolina University Case Study |
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31 | (28) |
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32 | (1) |
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3.1.2 Course Start-Up and Growth |
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33 | (1) |
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3.1.3 Composition of the Classes |
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33 | (1) |
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3.1.4 Popularity of the Personal Financial Management Course |
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34 | (1) |
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3.1.5 Teaching Methods and Techniques |
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35 | (3) |
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38 | (4) |
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3.1.7 Course Management and Requirements |
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42 | (1) |
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3.1.8 Creating a Book for the Course |
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43 | (2) |
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3.1.9 Course Evaluation, Feedback, and Success |
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45 | (2) |
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3.1.10 Pros and Cons of Teaching Personal Finance within a College of Business |
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47 | (1) |
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3.1.11 Administrative Support for the Course |
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48 | (1) |
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3.1.12 Current Challenges |
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49 | (1) |
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3.1.13 Strengths and Weaknesses of the Course |
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50 | (1) |
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51 | (1) |
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51 | (1) |
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52 | (1) |
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3.1.17 Evolution of a Broader Financial Literacy Program at ECU |
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52 | (3) |
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55 | (3) |
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58 | (1) |
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4 The Full-Fledged Money Management Center Case Studies |
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59 | (32) |
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4.1 Sam Houston State University, Student Money Management Center |
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59 | (18) |
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59 | (2) |
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4.1.2 Establishing the SMMC |
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61 | (3) |
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4.1.3 Nature of the Financial Education Program |
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64 | (7) |
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4.1.4 Evolution of the Program |
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71 | (1) |
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4.1.5 Organizational Positioning of Program |
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71 | (1) |
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4.1.6 Funding, Resources, and Key Partnerships |
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72 | (1) |
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4.1.7 Scale of Operations |
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73 | (1) |
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4.1.8 Advertising the Program |
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74 | (1) |
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4.1.9 Program Content and Delivery Mechanisms |
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74 | (1) |
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4.1.10 Program Evaluation, Feedback, and Success |
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75 | (1) |
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75 | (2) |
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4.1.12 Current Program Challenges |
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77 | (1) |
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4.2 University of Wisconsin La Crosse It Makes Cents! Money Management Program |
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77 | (14) |
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77 | (1) |
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4.2.2 Starting a Pilot Financial Education Program on Campus |
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78 | (1) |
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4.2.3 Evolution into a Full-Fledged Financial Education Program |
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79 | (2) |
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4.2.4 Nature of the Financial Education Program |
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81 | (3) |
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4.2.5 Advertising the Program |
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84 | (1) |
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4.2.6 Program Funding and Resources |
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85 | (1) |
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4.2.7 Support for the Program |
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86 | (1) |
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4.2.8 Strengths and Challenges |
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86 | (1) |
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4.2.9 Program Content and Delivery Mechanisms |
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87 | (1) |
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4.2.10 Organizational Placement and Supervision |
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87 | (1) |
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4.2.11 Scale of Operations |
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87 | (2) |
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4.2.12 Program Evaluation, Feedback, and Success |
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89 | (1) |
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89 | (1) |
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4.2.14 Another Form of Financial Education on Campus |
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89 | (1) |
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90 | (1) |
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5 The Seed Program Case Studies |
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91 | (30) |
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5.1 Grand Valley State University Money Smart Lakers |
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91 | (10) |
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91 | (1) |
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5.1.2 Establishing the Financial Education Program |
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92 | (2) |
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5.1.3 Nature of the Financial Education Program |
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94 | (2) |
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5.1.4 Evolution of the Program |
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96 | (1) |
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5.1.5 Organizational Positioning of Program |
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97 | (1) |
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5.1.6 Funding, Resources, and Key Partnerships |
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97 | (1) |
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5.1.7 Scale of Operations |
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98 | (1) |
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5.1.8 Advertising the Program |
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98 | (1) |
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5.1.9 Program Content and Delivery |
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99 | (1) |
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5.1.10 Program Challenges |
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99 | (2) |
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5.2 Purchase College SUNY Financial Education Program |
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101 | (8) |
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101 | (1) |
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5.2.2 Establishing a Financial Education Program |
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101 | (1) |
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5.2.3 Nature of the Financial Education Program |
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102 | (5) |
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5.2.4 Evolution of the Program |
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107 | (1) |
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5.2.5 Organizational Placement of Program |
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107 | (1) |
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5.2.6 Challenges to Implementation and Continuation |
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108 | (1) |
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5.2.7 Advertising the Program |
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108 | (1) |
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108 | (1) |
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5.2.9 Program Evaluation and Success |
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109 | (1) |
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5.3 University of Texas at San Antonio Rowdy Cents Program |
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109 | (12) |
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109 | (1) |
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5.3.2 Establishing an Initial Financial Education Program |
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110 | (1) |
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5.3.3 The Second Phase of the Rowdy Cents Program |
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111 | (1) |
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5.3.4 Nature of the Current Program |
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112 | (3) |
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5.3.5 Influences on the Evolution of the Current Program |
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115 | (1) |
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5.3.6 Funding, Resources, and Key Partnerships |
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116 | (1) |
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5.3.7 Scale of Operations |
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117 | (1) |
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5.3.8 Advertising the Program |
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117 | (1) |
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5.3.9 Program Content and Delivery |
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118 | (1) |
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5.3.10 Program Evaluation, Feedback, and Success |
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118 | (1) |
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5.3.11 Current Program Challenges |
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119 | (1) |
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119 | (2) |
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6 The Branch Model Case Study |
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121 | (12) |
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6.1 CSUN Financial Education Programs |
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121 | (12) |
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122 | (1) |
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6.1.2 Efforts of the Financial Aid and Scholarship Department |
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122 | (4) |
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6.1.3 Efforts of the Department of Finance, Financial Planning, and Insurance |
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126 | (2) |
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6.1.4 Efforts of the Department of Family and Consumer Sciences |
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128 | (2) |
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6.1.5 The Financial Literacy Affinity Group |
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130 | (1) |
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131 | (2) |
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133 | (10) |
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133 | (7) |
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7.2 Key Findings Across Programs and Models |
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140 | (1) |
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7.3 Reasons Why Some Colleges and Universities Do Not Offer Financial Education |
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141 | (2) |
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142 | (1) |
Appendix: Semi-structured Questions for Case Studies |
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143 | (4) |
Index |
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147 | |