This is such a valuable guide to DIY investing, I recommend you make this book your first investment. -- Claer Barrett * Consumer Editor, Financial Times * If youre serious about getting things right with your money and avoiding costly mistakes then set time aside to work through this excellent book. You will end up better off. No question. -- Paul Lewis * Freelance Presenter, Money Box BBC Radio 4 * Wonderfully researched, jargon-free, thought-provoking, interactive and engages the reader from start to finish. -- Jeff Prestridge * Personal Finance Editor, Mail on Sunday * I welcome this much-needed book, here to help anyone make sense of their money and pensions. With their human touch, no-nonsense language and a relentlessly practical approach, Robin and Jonathan have written the missing manual for everyday investors. -- Jackie Leiper * Managing Director, Pensions & Stockbroking at Lloyds Banking Group *