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Inclusion in the American Dream: Assets, Poverty, and Public Policy [Minkštas viršelis]

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Edited by (Benjamin E. Youngdahl Professor of Social Development and Founding Director of the Center for Social Development, Washington University, St. Louis)
  • Formatas: Paperback / softback, 432 pages, aukštis x plotis x storis: 155x234x25 mm, weight: 604 g, 75 illus.
  • Išleidimo metai: 21-Jul-2005
  • Leidėjas: Oxford University Press Inc
  • ISBN-10: 0195168208
  • ISBN-13: 9780195168204
Kitos knygos pagal šią temą:
Inclusion in the American Dream: Assets, Poverty, and Public PolicyDidesnis paveikslėlis
  • Formatas: Paperback / softback, 432 pages, aukštis x plotis x storis: 155x234x25 mm, weight: 604 g, 75 illus.
  • Išleidimo metai: 21-Jul-2005
  • Leidėjas: Oxford University Press Inc
  • ISBN-10: 0195168208
  • ISBN-13: 9780195168204
Kitos knygos pagal šią temą:
Pastovi nuoroda: https://www.kriso.lt/db/9780195168204.html
Raktažodžiai:
Inclusion in the American Dream brings together leading scholars and policy experts on the topic of asset building, particularly as this relates to public policy. The typical American household accumulates most of its assets in home equity and retirement accounts, both of which are subsidized through the tax system. But the poor, for the most part, do not participate in these asset accumulation policies. The challenge is to expand the asset-based policy structure so that everyone is included.

Recenzijos

Michael Sherraden's pathbreaking work on savings has had a profound impact on public policy. He has demonstrated that low-income households can save, and that savings are critical to insure against job loss, illness, and other life emergencies, as well as to build assets for long-term well-being. His institutional theory of savings has helped to change the way we understand basic economic choices facing families. Now, in this volume, Sherraden and his co-authors show us how to begin to move beyond individual development accounts to build a truly inclusive asset policy that is both progressive and universal. Sherraden's intellectual contribution to assets policy is simply astounding. Michael S. Barr, Assistant Professor of Law, University of Michigan Law School; nonresident senior fellow, The Brookings Institution; former senior official of the United States Treasury Department; and former special advisor to President Clinton

Contributors, xi
Introduction, xix
Michael Sherraden
PART I. Context
1. Assets and Public Policy,
3(17)
Michael Sherraden
2. The Homestead Act: A Major Asset-Building Policy in American History,
20(22)
Trina Williams Shanks
3. Asset-Based Policy in Historical and International Perspective,
42(19)
James Midgley
PART II. Asset Holding and Well-Being
4. Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998,
61(26)
Robert Haveman and Edward N. Wolff
5. Family Matters: Kin Networks and Asset Accumulation,
87(25)
Ngina Chiteji and Darrick Hamilton
6. Family Assets and School Access: Race and Class in the Structuring of Educational Opportunity,
112(16)
Thomas M. Shapiro and Heather Beth Johnson
7. Home Ownership and Youth Well-Being,
128(21)
Edward Scanlon and Deborah Adams
PART III. Saving and Asset Accumulation among the Poor
8. Reaching Out to the Unbanked,
149(18)
John P. Caskey
9. Linking Tax Refunds and Low-Cost Bank Accounts to Bank the Unbanked,
167(18)
Sondra G. Beverly, Jennifer Tescher, Jennifer L. Romich, and David Marzahl
10. Assets and the Poor: Evidence from Individual Development Accounts,
185(31)
Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra G. Beverly, and Michal Grinstein-Weiss
11. The Impacts of IDA Programs on Family Savings and Asset Holdings,
216(25)
Michael A. Stegman and Robert Faris
PART IV. Toward an Inclusive Asset-Building Policy
12. Going to Scale: Principles and Policy Options for an Inclusive Asset-Building Policy,
241(21)
Robert E. Friedman and Ray Boshara
13. Toward Progressive Pensions: A Summary of the U.S. Pension System and Proposals for Reform,
262(19)
Peter Orszag and Robert Greenstein
14. The Thrift Savings Plan Experience: Implications for a Universal Asset Account Initiative,
281(22)
Elaine C. Rideout
15. The Universal Piggy Bank: Designing and Implementing a System of Savings Accounts for Children,
303(20)
Fred Goldberg
16. The EITC and USAs/IDAs: Maybe a Marriage Made in Heaven?,
323(28)
Timothy M. Smeeding
PART V. Assessment and Directions
17. Critical Questions in Asset-Based Policy,
351(9)
Jared Bernstein
18. Inclusion in Asset Building: Directions for Theory and Research,
360(33)
Michael Sherraden, Edward Scanlon, Deborah Adams, Sondra G. Beverly, and Mark Schreiner
Conclusion, 393(6)
Michael Sherraden
Index, 399


Michael Sherraden in Benjamin E. Youngdahl Professor of Social Development and founding director of the Center for Social Development (CSD) at Washington University in St. Louis. Sherraden originated the phrase "asset-based policy," which suggests that social policy and programs should promote not merely income and consumption, but also savings and investment.