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Macdonald's Exemption Clauses and Unfair Terms 3rd edition [Kietas viršelis]

(Anderson Law LLP, UK), (Anderson Law LLP, UK)
  • Formatas: Hardback, 624 pages, aukštis x plotis x storis: 252x164x40 mm, weight: 1140 g
  • Išleidimo metai: 28-Apr-2022
  • Leidėjas: Bloomsbury Professional
  • ISBN-10: 1526503719
  • ISBN-13: 9781526503718
  • Formatas: Hardback, 624 pages, aukštis x plotis x storis: 252x164x40 mm, weight: 1140 g
  • Išleidimo metai: 28-Apr-2022
  • Leidėjas: Bloomsbury Professional
  • ISBN-10: 1526503719
  • ISBN-13: 9781526503718
An updated guide, and expert analysis on, the legal issues relating to common exemption clauses and unfair terms in legal contracts. It covers the incorporation and construction of the key clauses, as well as the relevant legislation.

It will help you to understand: - the circumstances when a term will be incorporated into a contract - the modern approach to the interpretation of contracts by the contracts (and with particular types of clauses, for example in relation to negligence, entire agreement clauses, fundamental breach, etc) - clause by clause consideration of UCTA, including key concepts such as the meaning of the requirement for reasonableness - clause by clause consideration of the unfair term provisions of the Consumer Rights Act 2015, and with paragraph by paragraph consideration of the potentially unfair terms in Schedule to the Act

This edition includes coverage of: - Analysis of how the courts now interpret exclusion and liability clauses and other contract clauses, e.g.: --- after the decisions of the Supreme Court in Wood v Capita Insurance Services Ltd, and Rainy Sky SA and others v Kookmin Bank --- the treatment of 'stringent' exemption clauses, in the decision of Goodlife Foods Ltd V Hall Fire Protection Ltd --- the requirement for clear wording, such as where parties wish to avoid liability for non-fraudulent, pre-contract (mis)representations, e.g. in the decisions in AXA Sun Life Services pc v Campbell Martin Ltd and BSkyB Ltd v HP Enterprise Services UK Ltd -Coverage of the changes brought about by the Consumer Rights Act 2015, including: --- recent case law considering the effect and interpretation of unfair terms, particularly concerning the 'core' exemption, in the decisions of OFT v Abbey National plc and the later ECJ cases of Kįsler and Mattei --- consideration of the list of potentially unfair terms found in Schedule 2 to the Act and the CMA analysis of them

Legislation covered includes: - Consumer Rights Act 2015 - Unfair Contract Terms Act 1977 - Contracts (Rights of Third Parties) Act 1999 - Misrepresentation Act 1967

This title is included in Bloomsbury Professional's Company and Commercial Law online service.

Recenzijos

The most recent and up-to-date statement available on exemption clauses and unfair terms The work will be of terrific value to practitioners and advisers alike. * Elizabeth Robson Taylor MA and Phillip Taylor MBE, Richmond Green Chambers *

Daugiau informacijos

This title provides a comprehensive and updated guide to the legal issues relating to common exemption clauses and unfair terms, with analysis covering both the incorporation and construction of the key clauses and the relevant legislation.
Preface v
Key xv
Table of Statutes
x
Table of Statutory Instruments
xvi
Table of European Legislation
xxv
Table of Cases
xxix
1 Incorporation
Signature
2(13)
Basic approach
2(1)
Time
3(1)
Contractual document
4(1)
Misrepresentation
4(2)
Developments?
6(2)
Non est factum
8(7)
Notice -- standard form or unsigned documents
15(19)
Introductory points
15(1)
Time
16(1)
Notice -- when required/of what?
16(2)
Notice -- basic test
18(4)
Type of document
22(1)
The content of the clause -- unreasonable and unusual clauses
23(8)
Reference
31(2)
The basic test -- a fuller version?
33(1)
Course of dealing and trade practice
34(13)
The basic test
34(3)
The application of the test
37(5)
Trade practice
42(1)
Notice and the `red hand rule'
43(1)
Relevance of failure to incorporate but for past transactions
44(1)
Changes to standard terms
44(3)
2 Construction
Introduction
47(21)
Construction in general
47(10)
Approach to exemption clauses -- trends
57(2)
The impact of legislation -- drafting
59(5)
The impact of legislation -- construction and more broadly
64(3)
Standard form contracts
67(1)
Rules, approaches
68(38)
Strict construction, contra proferentem
68(5)
Limitation clauses
73(3)
Negligence
76(18)
Inconsistent terms
94(2)
Outside the contract
96(10)
Particular clauses, phrases
106(35)
`Entire' or `whole' agreement clauses
106(16)
Anti-set-off clauses
122(4)
Wilful misconduct, default, neglect
126(3)
Gross negligence
129(2)
Consequential loss
131(10)
3 The Unfair Contract Terms Act 1977
Scope of the act
141(27)
Introduction
141(2)
Proposals
143(2)
Business liability
145(6)
Excluded contracts or terms
151(10)
UCTA, section 13 -- Terms or notices controlled
161(7)
Negligence -- section 2
168(8)
The section
168(1)
Negligence
169(2)
Requirement of reasonableness
171(1)
Terms and notices excluding or restricting liability
172(1)
Excluding or restricting the obligation or duty
172(1)
Voluntary acceptance of risk (`volenti')
173(1)
Indemnities
174(2)
Dealing on the other party's written standard terms -- UCTA, section 3
176(27)
The section
176(1)
`Written standard terms of business'
177(12)
Excluding or restricting liability for breach -- section 3(2) (a)
189(2)
Claiming to render a substantially different performance or no performance -- section 3(2) (b)
191(12)
Goods -- UCTA, sections 6 and 7
203(8)
The sections
203(2)
The requirement of reasonableness
205(1)
Excluding or restricting liability
205(1)
Excluding or restricting the relevant obligation or duty
206(5)
Second contracts -- UCTA, section 10
211(4)
The section
211(1)
Parties to the contracts
211(2)
Types of contract
213(1)
Defining obligations/performance
214(1)
Indemnity
215(1)
The requirement of reasonableness -- section 11
215(45)
The basic test
215(3)
Trends
218(2)
`In so far as'
220(2)
Appeals and precedents
222(4)
The time frame for the assessment -- looking at the whole clause
226(2)
Guidelines
228(3)
Limitation clauses
231(4)
Inequality of bargaining power
235(3)
Availability of alternatives
238(2)
Insurance
240(3)
Knowledge
243(4)
Settlement of past claims
247(1)
Conditions placed on claims
248(2)
Negligence
250(1)
Customer's detailed specifications
251(1)
Difficult/dangerous tasks
252(1)
Consequences
253(7)
4 Unfair terms in consumer contracts
Introduction -- the Consumer Rights Act 2015
260(7)
Summary of the changes
261(1)
Status of EU law
262(1)
Background to the implementation of the CRA
263(1)
Basic scope
263(3)
Comparisons with the Unfair Contract Terms Act 1977
266(1)
`Consumer contract' and excluded contracts and terms
267(26)
The `Consumer contract'
267(1)
Exclusion of contracts entirely from CRA, Part 2
268(1)
Contract terms and notices which are not subject to assessment for fairness
268(2)
Disapplication of rules to mandatory terms and notices -- Exclusion of terms from Part 2 of the CRA
270(9)
Key definitions
279(14)
The `core' exemption
293(31)
Use of `grey list'
295(29)
Transparent (plain and intelligible language which is legible) and `prominent'
324(11)
Meaning of transparency
325(1)
Transparency and accessibility
326(1)
Proposals
326(3)
CMA Guidance
329(2)
Prominent and the `average consumer'
331(2)
Older guidance
333(2)
Construction
335(2)
Particular contracts
335(2)
In general
337(1)
Unfair terms
338(132)
Background to the assessment
338(5)
The basic test
343(29)
Types of unfair terms
372(5)
For the CMA
377(1)
Unfair financial burdens
377(1)
Signed statements/declarations
378(2)
The burden of proof and the duty of a court to consider the fairness of a term
380(1)
The `Grey' list
380(1)
Changes made by the CRA
381(2)
CRA, Sch 2, Part 1, para 1 (1999 Regulations, Sch 2, para 1(a)): Exclusion and limitation clauses -- exclusion of liability for death and personal injury
383(20)
CRA, Sch 2, Part 1, para 3 (1999 Regulations, Sch 2, para 1(c)): Binding consumers while allowing the trader to provide no service
403(2)
CRA, Sch 2, Part 1, para 4 (1999 Regulations, Sch 2, para 1(d)): Retention of prepayments on consumer cancellation
405(4)
CRA, Sch 2, Part 1, para 5 (1999 Regulations, none: Disproportionate termination fees and requiring consumer to pay for services not supplied)
409(2)
CRA, Sch 2, Part 1, para 6 (1999 Regulations, Sch 2, para 1(e)): Disproportionate financial sanctions
411(1)
CRA, Sch 2, Part 1, para 7 (1999 Regulations, Sch 2, para 1(f)): unequal cancellation rights and cancellation without refund
412(5)
CRA, Sch 2, Part 1, para 8 (1999 Regulations, Sch 2, para 1(g)): Trader's right to cancel without a refund
417(2)
CRA, Sch 2, Part 1, para 9 (1999 Regulations, Sch 2, para 1(h)): Excessive notice periods for consumer cancellation
419(2)
CRA, Sch 2, Part 1, para 10 (1999 Regulations, Sch 2, para 1(i)): Binding consumers to hidden terms
421(3)
CRA, Sch 2, Part 1, para 11 (1999 Regulations, Sch 2, para 1(j)): Trader's right to vary terms generally
424(2)
CRA, Sch 2, Part 1, para 12 (1999 Regulations, Sch 2, para none) and CRA, Sch 2, Part 1, para 13 (1999 Regulations, Sch 2, para 1 (k)): Right of a trader to determine or change what is supplied
426(3)
CRA, Sch 2, Part 1, para 14 (1999 Regulations, para none): and CRA, Sch 2, Part 1, para 15 (1999 Regulations, Sch 2, para 1(1)): Price variation clauses
429(4)
CRA, Sch 2, Part 1, para 16 (1999 Regulations, Sch 2, para 1(m)): Trader's right of final decision
433(2)
CRA, Sch 2, para 17 (1999 Regulations, Sch 2, para 1 (n)): Entire agreement and formality clauses
435(5)
Formality clauses
440(1)
CRA, Sch 2, para 18 (1999 Regulations, Sch 2, para 1(o)): Binding consumers where the trader defaults
441(2)
CRA, Sch 2, Part 1, para 19 (1999 Regulations, Sch 2, para 1(p)): Trader's right to assign without consent
443(1)
1999 Regulations, Sch 2, para 20 (CRA, Sch 2, para 1(q): Restrict the remedies available to a consumer
443(6)
Appendix 1 Unfair terms provisions
449(10)
Appendix 2 Indicative list of unfair terms
459(11)
5 Exemption clauses and third parties
Introduction
470(6)
Privity
470(2)
Outline of the 1999 Act
472(1)
Circumstances when rights of third party arise
472(2)
Identification of the third party
474(1)
Right to enforce terms subject to the provisions of the contact
474(1)
Third party can have benefit of exclusion or limitation
474(1)
Limitations on the contracting affecting rights of a third party
475(1)
Remedies available to the third party
475(1)
Protection of an exemption clause for a third party (whether a third party can have the benefit of an exemption clause)
476(14)
The issues
476(3)
`Agency'
479(3)
Vicarious immunity
482(2)
Negativing or limiting the duty of care
484(2)
Bailment on terms
486(1)
Trusts
487(1)
Stay of action
488(1)
Contracts (Rights of Third Parties) Act 1999
488(2)
Third parties and the burden of a clause
490(1)
Defences and exemption clauses used against a third party claiming a benefit under the act
491(5)
Application of Unfair Contract Terms Act 1977
492(1)
Application of Unfair Contract Terms Act, section 3
492(1)
Application of Unfair Contract Terms Act, section 2
492(4)
6 Misrepresentation and exemptions
Introduction
496(1)
Fraud
497(2)
Construction
499(9)
Clauses denying the requirements for a misrepresentation
500(7)
Clauses denying representation by agent
507(1)
Misrepresentation Act 1967, section 3
508(5)
Reasonableness
510(3)
The Consumer Rights Act 2015
513(3)
7 Exemptions and fiduciary dudes
The background
516(1)
The efficacy of exemption clauses
517(4)
Introduction of exemption as a breach of fiduciary duty
521(1)
Construction
522(7)
Strict construction
522(2)
Negligence
524(2)
`Actual fraud'
526(1)
Honesty -- an subjective or objective standard?
527(1)
`Wilful default'
528(1)
The Unfair Contract Terms Act 1977 and the Consumer Rights Act 2015
529(6)
Index 535
Mark Anderson is Managing Partner of Anderson Law LLP and is ranked in Chambers and Partners as a leading UK lawyer. He is a visiting professor at the Institute of Brand and Innovation Law, University College London. He has over 35 years' experience of drafting, negotiating, and advising on commercial contracts. Most of his clients are technology-based companies and universities based in the UK, Continental Europe, and the United States.

Victor Warner is a solicitor with Anderson Law LLP, specialising in intellectual property and technology law. He is the lead author of several legal works written by Anderson Law, including Technology Transfer (4th Edn), A-Z Guide to Boilerplate and Commercial Clauses (4th Ed), Drafting and Negotiating Commercial Contracts (4th Edn) (all published by Bloomsbury Professional), as well as several volumes of the Encyclopaedia of Forms and Precedents.